Our Services

We specialize in Insurance Advice and are able to give comprehensive and detailed advice on the following products:

Type of Insurance CoverDescription
Life Cover / Life AssuranceProvides a lump-sum payment in the event of death or terminal illness.
Life Income / Survivor's Income CoverProvides a monthly payment in event of death or terminal illness.
Accidental Death CoverProvides a lump-sum payment in the event of accidental death
Trauma / Life Care CoverProvides a lump-sum payment in the event of a specified serious illness or a specified accident.
Complete Disablement / Total Permanent DisabilityProvides a lump-sum payment in case of complete and permanent disability
Income Protection / Disability Income CoverProvides a monthly payment if unable to work because of a disability
Defined Disability Income Protection CoverProvides a monthly payment if unable to work because of a specified serious illness or a specified accident
Waiver of Premium CoverProvides for payment of policy premiums if unable to work because of a disability
Mortgage Repayment CoverProvides a monthly payment to cover the cost of the mortgage if unable to work because of a disability.
Major Medical / Health Insurance CoverProvides for the reimbursement of Major medical expenses.
Key Person CoverProvides for a monthly payment to a business if a key person is unable to work because of a disability.
Business Expenses CoverProvides for the cost of approved business expenses if unable to work because of a disability.

We are also able to give information on the following products which are relevant to the indicated areas of need:

The NeedThe Products
Protection and SavingsWhole of Life and Endownment Policies
InvestmentsEducation Funds, Investment Savings, Lump Sum Investment Products and Term Deposit Bonds.
SuperannuationRegistered Superannuation Funds, Kiwisaver, Unlocked Superannuation Funds and Superannuation Bonds.
Property Insurance House, Contents and Vehicle Insurance
BusinessProfessional Indemnity, Public Liability, Vehicles, Building and Plant and Contents
LoansMortgages new homes and refinancing existing mortgages.
TravelComprehensive, Business and Adventure Travel Insurance.