We specialize in Insurance Advice and are able to give comprehensive and detailed advice on the following products:
| Type of Insurance Cover | Description |
|---|---|
| Life Cover / Life Assurance | Provides a lump-sum payment in the event of death or terminal illness. |
| Life Income / Survivor's Income Cover | Provides a monthly payment in event of death or terminal illness. |
| Accidental Death Cover | Provides a lump-sum payment in the event of accidental death |
| Trauma / Life Care Cover | Provides a lump-sum payment in the event of a specified serious illness or a specified accident. |
| Complete Disablement / Total Permanent Disability | Provides a lump-sum payment in case of complete and permanent disability |
| Income Protection / Disability Income Cover | Provides a monthly payment if unable to work because of a disability |
| Defined Disability Income Protection Cover | Provides a monthly payment if unable to work because of a specified serious illness or a specified accident |
| Waiver of Premium Cover | Provides for payment of policy premiums if unable to work because of a disability |
| Mortgage Repayment Cover | Provides a monthly payment to cover the cost of the mortgage if unable to work because of a disability. |
| Major Medical / Health Insurance Cover | Provides for the reimbursement of Major medical expenses. |
| Key Person Cover | Provides for a monthly payment to a business if a key person is unable to work because of a disability. |
| Business Expenses Cover | Provides for the cost of approved business expenses if unable to work because of a disability. |
We are also able to give information on the following products which are relevant to the indicated areas of need:
| The Need | The Products |
|---|---|
| Superannuation | Kiwisaver |
| Property Insurance | House, Contents and Vehicle Insurance |
| Business | Professional Indemnity, Public Liability, Vehicles, Building and Plant and Contents |
| Travel | Comprehensive, Business and Adventure Travel Insurance. |