We specialize in Insurance Advice and are able to give comprehensive and detailed advice on the following products:
Type of Insurance Cover | Description |
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Life Cover / Life Assurance | Provides a lump-sum payment in the event of death or terminal illness. |
Life Income / Survivor's Income Cover | Provides a monthly payment in event of death or terminal illness. |
Accidental Death Cover | Provides a lump-sum payment in the event of accidental death |
Trauma / Life Care Cover | Provides a lump-sum payment in the event of a specified serious illness or a specified accident. |
Complete Disablement / Total Permanent Disability | Provides a lump-sum payment in case of complete and permanent disability |
Income Protection / Disability Income Cover | Provides a monthly payment if unable to work because of a disability |
Defined Disability Income Protection Cover | Provides a monthly payment if unable to work because of a specified serious illness or a specified accident |
Waiver of Premium Cover | Provides for payment of policy premiums if unable to work because of a disability |
Mortgage Repayment Cover | Provides a monthly payment to cover the cost of the mortgage if unable to work because of a disability. |
Major Medical / Health Insurance Cover | Provides for the reimbursement of Major medical expenses. |
Key Person Cover | Provides for a monthly payment to a business if a key person is unable to work because of a disability. |
Business Expenses Cover | Provides for the cost of approved business expenses if unable to work because of a disability. |
We are also able to give information on the following products which are relevant to the indicated areas of need:
The Need | The Products |
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Superannuation | Kiwisaver |
Property Insurance | House, Contents and Vehicle Insurance |
Business | Professional Indemnity, Public Liability, Vehicles, Building and Plant and Contents |
Travel | Comprehensive, Business and Adventure Travel Insurance. |